Meet the Team

Amy Spetter

Small Business Financial Partner

Nearly a decade as a financial business partner embedded inside franchise and multi-branch operations sitting in the P&L, negotiating contracts, pushing back on franchise fees and corporate overhead, and finding where money was leaking. Experience spans mortgage, franchising, commercial real estate, and manufacturing, both on the finance side and under strategic growth teams.

Now she helps small business owners get the same level of financial partnership that big companies have internally except she doesn’t just hand you a report. She negotiates the contracts, restructures the debt, builds the tools, and sets it all up for you. You run your business. She makes sure the money side is working as hard as you are.

Forrest Spetter

He’s spent over 10 years in accounting, finance, and strategy across commercial real estate, construction, manufacturing, and capital lending. He’s spent his career inside complex, multi-entity operations where the numbers don’t lie and the margin for error is zero. Within 90 days he can reconcile years of accounting issues, build forecasts that drive real decisions, and show you exactly where your business is leaking money.

He’s not just someone who reviews your books. He’s the person you bring to the table when a deal needs financial backing, a lender needs convincing, or a vendor needs to hear why their terms don’t work. He goes to bat for his clients because their business is his business.

Financial Strategy & Advisory

Francis Cappello

Senior Industry Advisor

Francis has spent nearly two decades inside the finance function of global manufacturing and energy operations, rising from management accountant on the plant floor to division controller responsible for operations across four countries. He's built the forecasts, run the reviews, and stood in front of CEOs and board members to explain exactly why the numbers looked the way they did. Few people understand how money moves through a complex operation the way he does.

Francis brings that same discipline to the businesses he advises now. He doesn't just point out what's wrong, he shows you the systems and structure to fix it, then makes sure it holds up under real scrutiny, whether that's a lender, an investor, or your own leadership team. If your business runs on complexity, he's built a career making complexity make sense.